Best Silver IRA Companies of 2022

*We may receive a referral fee from some of the companies featured in this article. This is not a financial advice article. Refer to a professional for financial advice. Silver happens to be one of the most secured investments today and a Silver IRA will help you protect your savings in the future. After all, there is no telling what the future might bring and you’d rather have something that can provide a suitable hedge against inflation. There are many silver IRA companies out there. The question is this: which one should you choose? To pick the best possible choice, you should know what your best available options for now are. This article will get you acquainted with the best companies currently in operation.

Top 3 Silver IRA Companies of 2022

#1 American Hartford Gold – (4.8/5 Rating) Best Gold IRA Company overall and most trusted

A family-owned company, American Hartford Gold not only specializes in the selling of precious metals but also in asset diversification and protecting one’s savings from inflation. For this reason, they have the trappings of a good IRA company like a strong selection of precious metal assets at competitive prices. But where this silver IRA company shines the most is with their customer service. When you set up an account with the company, you are given free access to guides and other resources to make better investment decisions. The staff are also trained to guide you through transactions and can even tell you if a certain product is a viable investment option for that instance. And if a customer does have a complaint, the staff at AHG are trained to address such as quickly as possible. Reviews even point out that the agents at the other end of the line are quite attentive and go above what is necessary for working with the client to come up with an effective solution to the problem. Pros:

  • #1 Gold IRA Company in the country
  • A+ Rating from the BBB
  • Buyback option with no liquidation fee
  • Extensive investor education
  • Low minimum investment


  • No prices are listed in their online catalog

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#2 Birch Gold – (4.7/5 Rating) Runner up

This company is known for its promotions. For instance, if you were to purchase at least $50,000.00 worth of silver upon setting up an IRA with them, the fees for your first year will be waived entirely. Also, shipping is completely free if the total amount of your purchases reaches $10,000.00, at least. As for their investment minimum, Birch Gold recommends at least $10,000.00. This is a fairly manageable amount when compared to the competition whose minimums will go between $25,000.00 and $50,000.00. Also, the company caters to non-IRA purchases with significantly lower investment minimums and fees. This would be perfect for silver buyers who make infrequent and small transactions every year. And if you want a bit of diversity in your purchases, Birch Gold does offer a diversified product list that not only focuses on silver but also gold, palladium, and platinum. You only have to call their agents first to ask which products are available, and the company will do the rest in facilitating your order. Pros:

  • Promotion program with worthwhile perks
  • AAA+ rating from the Better Business Bureau
  • Solid selection of silver coins and bullion along with gold, platinum, and palladium alternatives.


  • Buyback is offered, but not for free.
  • Agents are noted to be rather not forthcoming when it comes to fees.

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#3 Goldco – (4.5/5 Rating) Excellent Customer Service

This company is based in Woodland Hills, California, and has been in the industry for 16 years. What makes them a viable option for many starting precious metal investors is their strong focus on education. Their investment minimum might be steep at $25K and their bullion options are comparatively few, but Goldco more than makes up for it with excellent customer service and support. This has led to them enjoying ratings like an A+ from the Better Business Bureau and zero complaints for over 10 years from customers. Pros:

  • An extensive list of silver products
  • Robust investor education program
  • Excellent customer support and service
  • A waiver on fees and free silver for qualified purchases


  • Investment minimum at $50,000.00
  • Limited bullion selection

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Silver IRA: What You Should Know

A silver IRA is simply an Individual Retirement Account specifically designed for the storage of one particular precious metal: silver. In other words, they function like any other retirement plan, and are subject to the same guidelines imposed by the IRS. What makes a silver IRA so appealing is that it allows you to invest in one of the top-performing commodities in any market. Keep in mind that silver might be second to gold in most markets but it commands a stronger demand due to its versatility and relative abundance. So, in a sense, silver might not match gold as far as prices are concerned but it has a far stable upwards trend in any market. So, what’s the catch with silver IRAs? The demands to maintain it are quite considerable. In fact, you cannot even qualify for one if you do not possess the proper retirement plans and funds, or are not in the recommended age range. Despite that, a good silver IRA company will do what is necessary to simplify the setup process for its clients.

Is Silver a Good Retirement Investment?

Without a shadow of a doubt, silver is a viable commodity to invest in. The performance of silver is something worth considering due to its versatility and strong industrial demand. In some markets around the world, silver has marginally performed better than gold due to having stronger demand. What also makes silver quite attractive as an investment option is the easier attainability. There’s considerably more silver to go around in any market and the various mints do regularly produce silver coins. As such, there are still enough silver coins in circulation for the decades to come. For the price, silver maintains a range that allows for some profit but is not too intimidating for first-time investors. In other words, you can buy a piece of silver with a 99.99% purity rate at a manageable price and watch as its value grows over the years.

What to Look for in a Silver IRA Company

Not all silver IRA company is the best option for you. Each company you will encounter offer a unique set of perks that may or may not provide for what you are looking for. However, the best companies do share some qualities, which include the following:


Newcomers to the concept of IRAs would find the entire experience confusing. In fact, it can be overwhelming just to meet the requirements on your own. A good company will provide you with every information you need to make an informed decision. This includes fees and requirements, as well as the exact procedure for setting up an account. They can even offer access to resources that help you with your investment decisions.

Fair Marketing Tactics

A mistake that many companies often make is offering something that they cannot sustain, let alone provide. Worse, they might employ tactics that are downright manipulative and deceptive. A good IRA company will never have to stoop to this level. They will understand that you cannot hype or put a spin on IRAs to drive sales further. All that a company needs to do is to tell things as it is. In fact, a good IRA company will never push its clients to either buy precious metals or set up an IRA. They would rather inform them of their options first as well as the implications of having an IRA. And once they have made their decision, the company will do whatever it can to assist them through every step of the process.


A dishonest company will never last that long in the IRA market. This is because feedback is instant today with customer reviews and sites that aggregate them like Google Reviews and the Better Business Bureau. For this reason, you can tell that a company is good if it commands a strong reputation by way of reviews and ratings. An A+ rating from the BBB with minimal complaints, for example, is an indicator of trustworthiness. As an added bonus, look for a company that is officially endorsed by influential people, celebrities, and industry authorities. This might not exactly indicate quality but the endorsement of someone famous will tell you that the company has enough clout to get such a reputation.

Things to Consider When Choosing a Silver IRA Company

Once you have several options for a silver IRA company, you need to pick the best possible one based on a few factors. Here are some of the considerations that you have to keep in mind:

Track Record and Reputation of the Company

A good IRA company should be compliant with regulations and have received minimal complaints about their services. You can easily tell if a company is trustworthy by the ratings they receive from monitoring agencies like the Better Business Bureau and Business Consumer Alliance. Also, look for what their clients are saying about them in reviews.

Upfront and Reasonable Individual Retirement Account Fees

No doubt maintaining an IRA is going to be expensive. Depending on the company, you can expect to spend from $150.00 to $300.00 every year just for the maintenance of your account. That being said, you have to find a company that can justify their fees to you. Whether they use a fixed or variable system, the company should be able to explain in simple terminology what you are paying for with their services.

Silver Storage Safety

Your options for precious metals storage are either segregated or non-segregated. Each has its own advantages but you can always expect non-segregated vault storage to be cheaper than complete segregation. The options made available to you for storage will be dependent on the depositary facility you have chosen. Just keep in mind that both options will offer optimum security for whatever price you paid for.

Generous Company Buyback Policies

If you need money for some emergency, the silver IRA Company should offer a buyback option. This can be done by either the company buying back the gold from you or releasing it from the vault and sending it to your location. One concern here is liquidation as some companies ask for a fee for the effort of releasing a portion of your assets to be sold. A good company can either waive this fee or charge you for a marginally negligible amount.

Sincere “Trust Signals” from the Provider

Perhaps the biggest question that any IRA service provider can answer is “can I trust with a person’s money?” There are many trust signals that a Silver IRA company can provide. This will include transparency in communications and delivery of what was promised. Another good hallmark of trust is the ability to treat clients with the utmost respect and decency. If a company’s agents are pushy, dismissive, and downright rude, you are better off doing business somewhere else.

Deep Silver IRA Expertise Exhibited by a Provider

A reputable company knows that an IRA comes with obligations. It is a heavily-restricted and monitored retirement plan as the IRS knows that an IRA can be an avenue for potential tax abuses. Thus, you can tell if a company knows how IRAs work by the way they prod you to make a decision. To put it simply, they don’t. Instead, they will take the time to educate you about the basics and the obligations of an IRA. Matters like the limit to your yearly IRA contributions and the conditions from which you can withdraw from your IRA must be discussed. They are more concerned about you making a decision that will not needlessly overburden you in the long term than making a quick buck from your transactions.

Final Thought – Silver IRA Companies

Out of the four of the best Silver IRA companies, it would seem that American Hartford Gold is the topmost option for first-time investors. The reason is simple: everyone offers roughly the same features like a solid selection of products, manageable fees, investment minimums, and promotion programs. However, what makes American Hartford Gold stand out is its near-academic approach to the investment process. Instead of treating IRAs as mere retirement products, they consider them as a major life decision. So, instead of pushing you toward a product, they instead guide you towards making a decision that will have major implications for you. This means giving you enough education and consideration before you even decide on setting up an IRA. This is quite important as you would be dealing with that IRA for the rest of the foreseeable future, fees and costs included. Thus, you need the assistance of a company that can see things from a considerably objective viewpoint. With American Hartford Gold’s help, you might just come to the most beneficial investment decision you could ever make in your lifetime.

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